Welcome to SANAD

Financial solutions that keep pace with your ambition and cover your needs

Compatible with Islamic Sharia

In just three steps....!

Request your financing and it will be delivered to you while you are at your place... Simply!

Download the application

Sanad application is a reliable application under the supervision of the Central Bank of Saudi Arabia, which provides micro-financing for consumers with the highest standards of credibility and transparency.

Submit your request

Instant credit approval, no documents required

The amount will be sent to your account

Fast financing to meet your needs safely and efficiently

Download the application

Sanad is a micro-financing application supervised by the Central Bank of Saudi Arabia, designed with high standards of transparency and credibility.

Submit your request

Instant credit approval, no documents required

The specified amount be transferred to your account.

Fast financing to meet your needs safely and efficiently


Sanad is microfinance that facilitated through financial technology

It is a company that specializes in providing micro-financing solutions through financial technology (FinTech) in accordance with Islamic Sharia controls. The company's processes are fully automated, including customer evaluation and electronic disbursal of funds.

Compatible with Islamic Sharia

The company offers financing solutions that comply with the principles and practices of Islamic Sharia. A dedicated Sharia Committee is responsible for reviewing the company's Sharia policies and procedures. The committee issues timely decisions related to Sharia issues and ensures that the company's financing products adhere to the provisions and principles of Islamic Sharia. It approves the terms and conditions mentioned in the product manual, forms, contracts, and other regulatory documents used in the company's operations.

Why Sanad?

We strive to offer financial solutions that enhance the quality of people's lives.


By providing modern technical means, we guarantee you a unique financing experience


Because we value your trust, we take care of your financing immediately


By supporting you with easy installments in easy steps


Yes, all of our financial services are Sharia compliant.

The remaining financing amount + profits for the next three months, pay early through the Sanad application – which will be calculated automatically – or call Sanad 8001240559

At Sanad, we offer financing starting from a minimum of 2,000 Saudi riyals and up to a maximum of 25,000 Saudi riyals.

Yes, fixed until the end of the financing period

Because a promissory note for the personal finance product is used in the event of non-compliance with payment and is submitted to the competent authorities.

SADAD by IBAN or Through the SANAD APP.

Through the company’s application “SANAD”.

Conditions vary from one client to another.

Or via the customer service e-mail by calling 8001240559

Yes, there is an administrative fee of 1% or 5,000 riyals, whichever is less.