Apply in the app
Create your account, enter the required information, and submit your financing application through the app.
The Sanad personal financing app
Digital personal financing through the Sanad app
Apply for fast personal financing up to SAR 30,000 with no guarantor or salary transfer and flexible repayment terms.
Supervised by the Saudi Central Bank
Why Sanad
An integrated digital financing experience
A complete digital personal-financing experience for submitting an application, tracking its status, accessing documents, and managing repayments in Sanad.
Status and documents
See where your application stands and return to your contract and documents when needed.
Repayment tracking
Review your next installment, paid amounts, and repayment schedule in your account.
How to apply
A clear digital financing journey
Create your account and submit your financing application, then track its status, documents, and repayment schedule from your account.
- 01
Download Sanad
Get the app from the App Store or Google Play and create your account.
- 02
Submit your application
Complete the required information and submit your financing application through the app.
- 03
Track it from your account
View application status, documents, and your repayment schedule in the app.
Supervision and compliance
Supervised by the Saudi Central Bank
Sanad provides personal financing that complies with Islamic Sharia principles through a clear, secure digital experience.
Supervised by the Saudi Central Bank
The company is subject to the relevant regulatory requirements and supervision.
Compatible with Islamic Sharia
The product is structured in accordance with approved Sharia controls.
Frequently asked questions
Clear answers to common questions
Find information about the product, eligibility requirements, repayment, and customer care channels.
Product and cost
Yes. All our financial services comply with Sharia principles.
SAR 4,000.
Sanad offers financing from SAR 2,000 up to a maximum of SAR 30,000.
Yes. It remains fixed until the end of the financing term.
Not at this time.
Terms vary from one customer to another.
Yes. The administrative fee is 0.5% of the financing amount, capped at SAR 2,500, whichever is lower, plus VAT.
Do you need more information?
Contact the customer care team through Sanad’s official channels.